Products and services are written or provided by subsidiaries and affiliates of W. R. Berkley Corporation.  Each operating unit of W. R. Berkley Corporation writes on behalf of one or more of the below statutory insurance companies.  Not all products and services are available in every jurisdiction, and the precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued.  Insurance products may be distributed through affiliated or unaffiliated entities.  Certain coverages may be provided by a surplus lines insurer.  Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.  Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss and the terms and conditions of the policy as issued.  Evaluations, reports and recommendations are made solely to assist in underwriting and loss control, and no subsidiary or affiliate of W. R. Berkley Corporation shall be liable to any party for the use of any information or statements made or contained therein.  Evaluation for any hazard or condition does not mean that it is covered under any policy.

Each U.S. insurance company has a domicile state, where it is incorporated and initially authorized to transact business, though it may maintain its principal place of business outside of the state of domicile.  The information below is provided in compliance with state insurance statutes requiring disclosure of all states where an insurer is authorized to transact business, as well as information regarding the insurer's state of domicile, principal place of business, telephone contact number and NAIC code number.  The listing of an insurance company in this notice shall not constitute a representation or guaranty that (1) insurance coverage will be provided to you by any such company, or (2) that any such company is authorized to offer in a jurisdiction a particular type of insurance product or coverage. The listing is provided for informational purposes only, as required by regulatory authorities

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